Group Health Insurance Experts
We at Snowden & Associates, Inc. value our relationship with you and we realize that in order to properly manage your insurance needs, we must handle private information for you and/or your employees. At times we must share this information with the insuring company and the third party administrator, but we will not share with any party this is not vital to the processing of the insurance coverage. We also will not share employees’ private information with the employer. Please share this notice with your employees. The following notice describes our policies and practices with regard to collecting and disclosing nonpublic personal information about our customers and former customers.
Confidentiality and Security of Your Nonpublic Personal Information
We maintain appropriate physical, electronic and procedural safeguards to maintain the confidentiality and security of your nonpublic personal information contained in our records. We restrict access to nonpublic personal information about you contained in our records to our employees who need to know that information to provide products or services to you.
Categories of Information That We Collect
We collect nonpublic personal information about you from the following sources:
Information that we receive from you on applications and other forms;
Information about your transactions with our affiliates, others or us
Information that we receive from a consumer protection agency;
Information that we receive when you visit us through the Internet.
Categories of Parties to Whom We May Disclose Information
We may disclose nonpublic personal financial information about you to our affiliates. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted or required by law.
Accuracy of Your Nonpublic Personal Information That We Possess
We strive to maintain the accuracy of your information. In order to help us maintain accuracy, you have the right to reasonably access your information. If you believe any of your information in our possession is inaccurate you may request that we amend, correct or delete the information that you believe to be erroneous. If we concur with your conclusion, we will amend, correct or delete the information in question. You may write the agency at the address below to receive our complete policy on accessing and amending your nonpublic personal information contained in our records.
HITECH Provisions (Health Information Technology for Economic & Clinical Health)
We will directly contact any affected party if there is a security breach impacting private health information. If more than 10 people are impacted we will notify local media and post a notice to our web site. If more than 500 people are impacted, we will notify Health & Human Services as well as well-know media outlets.
We reserve the right to change our privacy policies and insurance information practices. If we make any changes to our policies or practices, we will provide you with a copy of a revised notice as required by applicable law.